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Take these steps to avoid higher premium payments

Don’t pay more premium than necessary Take these steps to avoid higher premium payments Make sure an independent contractor has Workers’ Compensation coverage. If you hire an independent contractor who does not have Workers’ Compensation insurance, the law may hold you responsible for work-related injuries. If it is determined that you may be held liable, your … More

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Discounted Worker’s Compensation Insurance plans for NJ Roofers

NJ Roofers save up to 20% on your Worker’s Compensation insurance today We have had great success writing roofing contractors in New Jersey due to our strong relationships with our insurance carriers that offer affordable plans for our clients. We represent a market whose insurance companies are rated  A+ Superior by AM Best and  specialize … More

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Applying for NJ Worker’s Comp with the State plan

Standard Insurance companies have guidelines they follow regarding the type of risks they want to write. Most standard companies will not write a new business with no prior or limited business experience. Some companies will not write a risk that has less than 3 employees. If a risk falls outside what company wants, they can still get insurance through the New Jersey … More

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Manufacturing Toolbox

From our friends at Travelers  Did you know that 27% of injuries occur in the first year of employment? New employee injuries can be addressed with safety training programs. At every step there are opportunities to improve, efficiencies to capture – and risks to manage. SUPPLY CHAIN DISRUPTION Effective supply chain management is the best … More

Self Insurance Workers’ Compensation in New Jersey

Workers’ compensation is a “no fault” insurance program that provides medical treatment and payment for workers who are injured or disabled while working. Dependents may also receive payment if a worker is killed on the job. By participating in this program, the worker is not allowed to sue their employer for injuries, except in certain … More

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