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Home » Our New Jersey Insurance Blog | Reiner Insurance of Springfield NJ » WHAT TO DO UNTIL THE ADJUSTER ARRIVES (Flood claim)

WHAT TO DO UNTIL THE ADJUSTER ARRIVES (Flood claim)

Monday, July 6, 2015
Category: Our Blog
Tags: flood • homeowners insurance • new jersey • springfield
  • Read your flood policy. What coverage’s did you purchase?
  • Begin to dry out the building and personal property.
  • Keep a/c or furnace fan running, to assist in drying out of the property. If
    no heating/cooling, keep windows open and have fans blowing to assist in
    drying.
  • Try to find documents relating to the purchase of the flood-damaged
    property.
  • If your carpet and pad have been saturated by the floodwater, cut and
    remove the carpet and pad. Save a small (2-feet by 2-feet square) piece
    of the carpet to show to the adjuster.
  • If your carpet is damp, pull the carpet loose, remove the pad and dry the
    floor.
  • Keep oriental rugs wet – roll them up and take to professional cleaners for
    proper cleaning or evaluation.
  • Clean floors, walls, cabinets with mixture of 1-part bleach, 4-parts water.
  • If cleaning is removing water lines, take photos of the interior and exterior
    water line depth.
  • Separate the damaged from the undamaged property. Maintain control
    over the damaged property for the adjuster.
  • Call appliance repair company to have technician clean, service and
    provide repair estimate for flood-damaged appliances.
  • Call heating company to have technician clean, service and provide repair
    estimate for flood-damaged appliances.
  • Call heating company to have technician clean, service and provide repair
    estimate for flood-damaged heating/cooling equipment.

Photo by marnanel

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