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Prepare yourself for possible changes to your flood policy

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25% of all flood insurance claims for the National Flood Insurance Program are filed by people who don’t live in a high-risk flood zone. FEMA is in the process of a nationwide flood zone remapping  project that may affect your flood policy. WHAT IS FLOOD ZONE REMAPPING? It’s a multi-year initiative by FEMA that will … More

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Recognizing and Avoiding Health Insurance Fraud

Category: Our Blog

Recognizing and Avoiding Health Insurance Fraud From Kroll While not all health insurance fraud is a case of identity theft, there is a risk that identity theft may be involved. Here we share information, provided by the FBI, regarding types of health insurance fraud and tips for avoiding it. Common types of health insurance fraud … More

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Medical Identity Theft

How medical identity theft might be detected From Kroll Medical identity theft results from the fraudulent use of an individual’s personal information, Social Security number, or health insurance information to obtain medical goods and/or services, money through insurance fraud, or insurance coverage for treatments. This may result in a number of problems for the victim … More

Check for Storm Damage

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How to Check Your Property for Damage After a Storm   When a big storm hits Northern New Jersey, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying damage and protecting your home from further issues.   … More

Child Identity theft

Identity theft involving minors occurs when a child’s personally identifiable information (PII) is used by another individual for personal or financial gain. Often it is the  child’s Social Security number (SSN) that is used and matched with a different name and birth date. While some child identity theft victims don’t discover an  issue until they … More

Ready for a Summer Road Trip?

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Before you roll down the windows and blast the Top 40s, you’ll want to make sure your ride is ready for adventure. Car trouble can bring your fun to a screeching halt and leave you with a hefty repair bill. While you can’t prevent every mechanical breakdown, you can help to reduce the possibility of … More

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Fire Pit Safety

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Be Careful When You Play With Fire, Even in the Backyard   It’s a great feeling to hang out with friends and family around a blazing fire in your backyard in Springfield — unless, of course, that fire blazes a little too much.   While a fire pit can be a wonderful addition to your home, … More

Contractors that need licenses in NJ

Contractors must register with the state in order to build new homes. They also have to warrant each new home built and provide warranty follow-up services. Plumbers, electricians and home improvement contractors are also required to be licensed in New Jersey. To find out if a new homebuilder contractor is licensed in New Jersey, call 609-984-7910. To find … More

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WHAT TO DO UNTIL THE ADJUSTER ARRIVES (Flood claim)

Read your flood policy. What coverage’s did you purchase? Begin to dry out the building and personal property. Keep a/c or furnace fan running, to assist in drying out of the property. If no heating/cooling, keep windows open and have fans blowing to assist in drying. Try to find documents relating to the purchase of the … More

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