Liability Issues in the Hospitality Industry Call For Liability Insurance in NJ!

The hospitality industry continues to grow, regardless of the rocky economy. People always need to eat. However, this is an industry with very specific risks and the owner of a hospitality business needs to be aware of what they are and how best to protect that business with the right general liability insurance in NJ.

1. Food poisoning. It is frighteningly easy to end up with a food contamination issue. It only takes one small piece of bad chicken or a single oyster to give a whole group of people a dose of food poisoning.
2. Catering for people’s functions means you are providing a service that contributes to their special day. A mistake on your part could ruin their function.
3. More people than ever appear to be experiencing food allergies. You must provide accurate descriptions of your dishes so people don’t inadvertently eat something that could harm them.
4. Kitchens can be potentially dangerous environments. You are responsible for maintaining a safe working environment, but accidents happen. You need workers’ compensation coverage to protect your staff.
5. A refrigerator breakdown or a major electrical outage could result in you losing perishable ingredients.

There may be more areas you need to look at, depending on the scope of your business. Your general liability insurance in NJ agent is a good person to speak with if you want to ensure you have the right combination and level of insurance. With Reiner Insurance, you can get the coverage you need for your small business. Contact us today for more information!